Required Minimum Distribution Tactics
At age 73, investors must begin taking distributions from tax-deferred retirement accounts, even if still working. One exception: many workplace plans let you delay RMDs…
Heirless Estate Planning
The purpose of estate planning is to distribute your assets to heirs in a formal, legal process. If you do not have any heirs to speak of, you might not feel the need to do this. However, your assets will go somewhere, so you may…
Travel Companions: How to Share Expenses
No matter how well you know someone, you usually learn a lot more once you’ve traveled with them. We are all different in this activity, from people who prefer aisle seats over window seats, to Airbnb renters or hotel…
Tips for Early Retirement Planning
Retirement planning starts with retirement spending. Ideally, retirees are mortgage free and relatively debt free before they leave the working life behind. In retirement, a key strategy is to maintain low monthly staple…
Windfall Planning Makes Sense for Everyone
Windfall Planning, what are Financial windfalls